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Christie: Don't Wait to Elevate, Rebuild; Grant Money on the Way

Governor: Don't listen to 'dopes' saying to hold off

 
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Gov. Chris Christie took a stand this week against public officials and community leaders calling on residents to wait for potential changes to Federal Emergency Management Agency flood maps before elevating or rebuilding their homes in the wake of Superstorm Sandy.

Christie, speaking in Lavallette Tuesday, said the state's adoption of FEMA's advisory base flood elevation maps last month will ensure residents build smarter and stronger, and avoid the consequences that came in Sandy's storm surge.

"Fight away, I'm fighting too, but don't tell people not to rebuild their homes if they want to," said Christie.

"Don't we want people in safer homes and more resilient homes?"

Some have called on residents to wait for FEMA to put out revised, preliminary maps this summer before they raise their homes, since those maps may rezone certain neighborhoods and scale back the type of construction or height needed to comply in order to receive affordable flood insurance rates.

But Christie said waiting could cost residents the chance to score grants that could help pay for house raising, at least for primary residents.

The governor said Tuesday that a grant program funded by the federal government could be in place at the state level as early as late March.

"We want people to make a commitment to stay in these communities," he said, and residents deserve a "helping hand."

The grants will come in the form of Community Development Block Grants.

One of the largest ever single allocations of CDBG funds – $17 billion – was included in the federal Sandy relief package passed by congress and signed by President Barack Obama.

Christie said the CDBG funding will be for primary residents only.

Brick Mayor Stephen C. Acropolis said in his meetings with officials, future rounds of funding, such as FEMA hazard mitigation grants, could be available for secondary homeowners.

About this column: News and essential information about Hurricane Sandy in New Jersey. Related Topics: ABFE, Chris Christie, FEMA, House Raising, and patch video

Its over!

6:18 am on Thursday, February 21, 2013

Oh, sure rebuild and then just wait for your taxes and flood insurance to skyrocket.
Jersey shore is finished,done,gone. They are forcing us out.

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George

8:07 am on Thursday, February 21, 2013

Show me the money first. I don't have an extra $150,000 sitting around to take a chance on FEMA's crazy elevations based on erroneous maps, or to use up on $30,000-a-year insurance premiums. Christie isn't one of us. He and his rich pals can afford it, but not the TENS OF THOUSANDS who can't sell their de-valued homes -- and will abandon the Shore.

Thanks for nothing, Gov! You just want to put this behind you, get re-elected and run for Pres., but you might not even carry NJ. You just don't get it. By going along with FEMA's ridiculous plan, you're destroying the Shore.

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Bob Alou

10:54 am on Thursday, February 21, 2013

Yeah, I am gonna believe this guy. Should we hire AshBritt while we are at it?
All I smell is a bailout for the insurance industry to be followed by a banking bailout a few years down the road.....after all the middle class are forced out of here.

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Squandered Youth

12:19 pm on Thursday, February 21, 2013

Elevate now is bad advice if, as FEMA has said, grants can't be paid for work already done. Even if that wasn't an issue, a program that doesn't start procesing claims until March for something as complicated as raising a house isn't going to put full-time residents back in their homes any time soon, or save the season for people who depend on rentals to pay the mortgage. We need a "fix now, maybe raise later" approach.
The Governor seems to be focused on rebuilding the relatively small percentage of homes that were substantially damaged. This is the most immediate problem. However, he also needs to address the larger, long-term problem of the over 30,000 homeowners who had little or minimal damage and who won't get ICC or block grants but will be squeezed between onerous insurance rates or crushing house raising expenses. It would be good to hear him say that this is a problem and start talking about how he will fix it.
The Governor's radio silence on this issue is troubling, since our best chance to avoid the shore getting drowned by flood insurance is a frank dialog between the State and FEMA. Other than the loss of subsidies for pre-FIRM houses, most of the issues driving premiums can bemassaged administratively by FEMA through actuarial adjustments and reducing the difference between the ABFE and current BFE. If this doesn't work, the options are tough lawsuits or trying to get a dysfunctional Congress to amend Biggert-Waters.

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shorebabe

2:21 pm on Thursday, February 21, 2013

The Mitigation grant is only for people that don't raise their homes now and IF their community is PICKED to be given grant in about 1 yr to 3 yrs. So we're taking a chance of not raising our homes, not getting the grant money. I know I can't take chance. I won't take the chance of not raising my home now and my neighborhood not being picked to receive any money from the Mitigation grant, and then having to raise the home in 3 yrs and not being eligible for any money from my insurance company. I'm raising my home now while I have atleast the chance of getting the $30,000 to help towards it. I can't afford to be paying an extreme amount of flood insurance premiums, THAT will push me out of my house and probably cause bankruptcy.

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proud

2:50 pm on Thursday, February 21, 2013

@Bob Alou, the remapping is, in and of itself, a bailout. @ Squandered Youth, again you've hit the nail right on the head.

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Donna

7:45 pm on Thursday, February 21, 2013

It is my understanding that you can apply and be approved for the $30,000 to raise your house, and then you have 4 years to actually raise it. You still get the grant, and you can wait 4 years. So, I am repairing my house and waiting until all of this mess with levels and zones is written in stone, and then I will raise my house using the $30,000 ICC funds.

MRX

6:45 am on Thursday, February 21, 2013

Mr. Governor Christie:
I am not one to write many letters but at this time I have to. We are now on 123+ days since Sandy hit our neighborhood and still confusion reigns. Toms River and the State of NJ have done a fine job of confusing everyone as to what we can or can not do.
I see the news and they are putting in piling's for the Seaside Heights boardwalk and we can't even get one telephone/electric pole on Coolidge Ave(ocean side)after 123 days. I believe the township is forcing us to leave by there actions or should I say no action.
A lot of money has been flying around from the disaster but we are not being helped with any of it. We are on our own except for the out of state ministries that have been coming in and helping us.
My only request of you is to force JCP&L into putting up some poles on our streets so that we can get electric to the house's so that we can rebuild on our own. A little pressure on Toms River township would help also!
Ortley Beach, NJ

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Michelle Blamble

2:09 pm on Thursday, February 21, 2013

Bravo! Toms River has been an impediment to recovery since Oct 30!

John Q

6:45 am on Thursday, February 21, 2013

I think just the opposite. With many new and newly renovated homes I think the shore will become more of a full time community. No need to have 2 house anymore. With internet and work from home people can easily live fulltime at beach now. There is a train if you want to go to the city, yes it is long but if you do not have to do it everyday it is not bad. Not happy the way it happened but in 5 years or less the beach will be the place to live.

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shorebabe

2:25 pm on Thursday, February 21, 2013

The beach was the place to live before Oct 29. I know alot of people that I grew up with up north that has moved down to the shore.
However, with the increase in the flood insurance and repairs that we have to do to our homes with no money being funneled to the people, I can't see that the beach will be the place to live anymore. On top of the state and the communities not allowing building in certain areas. The recovery from this storm will last many many years to come.

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John Q

5:03 pm on Thursday, February 21, 2013

Love to know what areas cannot rebuild, I have heard of none but could of missed. The insurance quotes are pure speculation. Nobody knows and I think most people will be surprised when they see new rates.

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Donna

7:57 pm on Thursday, February 21, 2013

The shore is still the place to live, paradise! No matter where you live, there are problems. Earthquakes, tornadoes, floods, but there is no place more beautiful than the shore. I have lived on a barrier island for 55 years, and this is the first time we have ever had a problem. I don't think that's bad odds at all. My island has been good to me and I won't leave at the first little problem that comes down the road. We will deal with this, and at the end, still be in paradise.

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shorebabe

9:24 pm on Thursday, February 21, 2013

It has been said that most likely areas closest to the water, on the beaches, will not be rebuilt.

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A Resident

10:51 pm on Thursday, February 21, 2013

TerriLynn, not sure where you are hearing about....but PPB, BayHead, and Mantoloking are all rebuilding....and they are fairly close to the beach front area.

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foggyworld

10:57 pm on Thursday, February 21, 2013

I take it you haven't delved into the flood insurance aspects of your plan. Methinks you just may be a realtor or a builder.

Sue

7:48 am on Thursday, February 21, 2013

Error-filled maps, "overkill" elevation mandates, and exorbitant annual insurance costs... FEMA is FUBAR. It's doing more damage to the Shore than Sandy ever did! Congress must amend the 2012 Biggert-Waters Act so NJ doesn't have to bail out FEMA's debt from its Katrina mess. Facebook.com/StopFemaNow.

Meeting this Sat. Feb. 23rd, 3-4 PM, at 708 Fischer Blvd. (Belly Busters Restaurant), Toms River. Bring a friend. Save yourself $100,000 and help save the Shore!

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lovejersey

9:07 am on Thursday, February 21, 2013

Sue,
You have hit the nail on the head. FEMA is just looking out for FEMA. There is no need to raise our homes, in many cases. This doom and gloom of more storms of this size coming is just plain BS - no proof. My home NEVER EVER flooded, since built in 1945, NEVER WATER IN THE HOUSE. Please give me a break - this is all scare tactics and being pushed down our throats without sufficient information or maps that make sense. Don't rush into anything, this is government as usual, "let's raise our homes and then we can see if the maps are correct" - sound familiar?

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foggyworld

11:01 pm on Thursday, February 21, 2013

Can't wait and this blast from the Governor says it's time to see a lawyer because obviously the Governor isn't spending time on the real issues here because he is so focused on campaign fund raising and preparation. We need real and serious help and it obviously isn't coming from Governor Christie who gave away his power to the D- agency of all time, Fema.

Floodgate

8:27 am on Thursday, February 21, 2013

Why not put the grants on hold until the maps are corrected, it's like fixing your car on a bad estimate. It would probably save grant money because when the maps are fixed, most will be brought out of v zone and height requirements will be reduced, making repairs cheaper...why replace the engine if you just needed a tune up?

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Sandy Diet

12:00 pm on Thursday, February 21, 2013

That would be stupid because it could every day the grants would be held up would be a day longer before I can get working on my house so as to get them out of the seedy hotel we are staying in. Please understand it is easy to sit back and say we should wait when it is not your baby daughter who is waiting with out a home.

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shorebabe

2:30 pm on Thursday, February 21, 2013

They are not going to "fix" the maps. They aren't gonna change much if at all.
My house in Bayville, near Berkeley Island Park, never flooded until Sandy. I'm raising my house now, while I can get the $30k, so I don't have to pay extremely high insurance rates. I just wish that since the state is making us think that we HAVE to raise our homes now, that the money would come to us ASAP so we can proceed and get started. I just got an email from my public adjuster that my two claims should be settled in about two weeks. I really hope so and I really hope that they are reasonable and enough so I can fix my house. I am 50% damaged and am living outta two bedrooms of my house, with no furnace, washer or dyer and with the minimum living essentials. I'm not sure how much more I can take by living like this. I just wanna see the people that need the help to raise their homes and fix them get more help from the state.

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Donna

7:52 pm on Thursday, February 21, 2013

I wouldn't do anything until this is straightened out. You have 4 years to raise your house and still get the $30,000 ICC money. Why do it now, in a rush. I am going to fix it up, go home, and wait and see how everyone else is lifting theirs and which ones look nice and which ones don't. And I'm going to wait until the levels are in stone. I have a friend that lifted theirs and they are one foot short now, since the new levels came out. Screwed! I still haven't received any flood insurance money yet, can you imagine how long the ICC funds will take? And meanwhile, where do you live and how do you pay for it? FEMA will not pay for your rental forever, they denied me after the first two months. Move home and wait, the Governor is wrong!

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foggyworld

11:02 pm on Thursday, February 21, 2013

To do the job Fema hasn't done for 30 years will take even with better technology way too long. They shouldn't be allowed in the State at this point.

re-tired

8:58 am on Thursday, February 21, 2013

Jersey stupid ! that is my assessment of Gov Donut .......... Ruin the shore ! Crazy FEMA map which is nothing more than more waste of money elevating .Houses on the mainland back from the open bay are not in a v-zone and I would like FEMA to publish the "scientific method" they used on the maps. Most money should be spent on the barrier island to erect stronger dunes or seawalls .Floodgate is right why put new tires on a car with a broken engine !

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foggyworld

11:06 pm on Thursday, February 21, 2013

The prices being quoted for my neighbors are way, way above $30K so it takes your own money to make it happen but Fema says don't start until you have their theoretical cash in hand. Attention shoppers: this nation is bankrupt and there is not real money coming our way. Just more printed paper that brings on higher costs.

Freetobeyouandme

10:26 am on Thursday, February 21, 2013

Why is the Gov ignoring the fact that FEMA will not give grants to raise homes if the work is done before the homeowner is approved?

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Sue

10:59 am on Thursday, February 21, 2013

That's proof that the Emperor has no clothes (not a pretty picture, Gov).

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foggyworld

11:09 pm on Thursday, February 21, 2013

The Governor is focused on his own personal career and has made no effort to really dig in and find out what any of us are talking about here.

My question is seeing as his summer mansion is properly in zone V, are we the taxpayers paying for what must be his incredible summer house flood insurance. And notice how we haven't seen any photos so we don't know if that house is in need of more tax dollars for repairs. Sure hope it's on 13' or more pilings!

Bob Alou

11:00 am on Thursday, February 21, 2013

Can I get grant money to build an Ark? I wouldn't be surprised.

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foggyworld

11:10 pm on Thursday, February 21, 2013

What the Governor doesn't understand is the middle class taxpayers of this country are funding these unnecessary grants.

Floodgate

11:10 am on Thursday, February 21, 2013

It's amazing FEMA can be horrible at what they do and still stay in business,.do you know they are sending victims of Katrina bills because they feel they gave them too much?!? True story, it's happening now. I still feel they used their best team of interns and a box of crayons to draw these maps!

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Part Timer

11:22 am on Thursday, February 21, 2013

Question, these grants are for primary residents only (which I could understand).
But how many shore homes are actually second home owners.

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foggyworld

11:15 pm on Thursday, February 21, 2013

I don't really understand that. The summer people pay full and usually the highest taxes around and I'm sure their homeowner's and flood insurance aren't bargains.

My summer neighbors in return for this get three months of once a week garbage pick up. The spend a good deal of money in our area and ask for next to nothing in return. So they should at least have the same shot at staying here because in fact they are the highest tax paying of us all. Not a kid in a school or a snow storm that needs care. If anything, these towns need more summer residents.

ChiefWahoo

11:29 am on Thursday, February 21, 2013

of course he doesnt want you to wait. he wants those property taxes to triple once those house are raised. the state is desperate.

Why would you listen to this guy. He has screwed you.

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foggyworld

11:18 pm on Thursday, February 21, 2013

If he screws us, he screws himself because I don't know a single person that is talking about relocating anywhere within the State of New Jersey. This is one of the most expensive states to live in and after this Sandy experience, who in heaven's name would want to stay here. Now most of us are middle class but because 47% of the population isn't working, one would think the Governor and our local Mayors would be a bit concerned about the taxes we pay going soon to other States. If I am pushed out, it will really be far, far out.

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foggyworld

11:19 pm on Thursday, February 21, 2013

Don't wake the Governor - he's napping through this whole thing.

Duffer

11:38 am on Thursday, February 21, 2013

Here is when I'll raise my house:
Government will have to knock on my door and demand I elevate.
After that the government will have to fight it out with the lawyer I hire cause its cheaper to hire a lawyer than to raise my house.
After exausting all appeals.....note this could take a decade or two......I'll consider elevating at that time. Or I just might sell that piece of dirt to the highest price a developer will give me. By that time my kids will be grown and I will be ready to retire and leave this god forsaken state.
Until all that happens I have fixed the house back to the condition it was before the storm and I will live there until they force me to elevate.....if they can. If I have to pay off my mortgage and go without flood insurance in the future so be it. That risk is far less costly than elevating my house.

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Teddy

2:21 pm on Thursday, February 21, 2013

Good one. Or do what we may. We are almost done with putting our Cape Cod on the lagoon back to the way it was. With the exception of a few alterations in the event it floods again to save the furnace and things like that. We owe WAY more then this home is worth now, so we will stay here as long as we can. If we ever get enough funds to elevate we will look at that route, as being on a slab the cost of pilings, new foundation and raising is about 80k. If we do not get the available funds to raise, and we get a spanking new mortgage payment that is unnaffordable due to the flood insurance. We will hire a crack attorney and stay another 3-4 years while the bank take our house, and squirrel away all of our money. Last convo with our bank , well all of a sudden they are nice as pie? Wonder why?

Jim Fulcomer

2:11 pm on Thursday, February 21, 2013

JIM FULCOMER
Under the governor's executive order, the proposed FEMA changes, and the projected insurance increases, it will be very difficult for many middle class and lower middle class residents with mortgages to keep their homes. We need to persuade the governor to rescind his executive order and persuade our federal and other state elective representatives to fight these changes with vigor. So keep on sending them letters. Otherwise, these changes will do much more damage than super storm Sandy.

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proud

2:25 pm on Thursday, February 21, 2013

Very true 2@ Jim Fulcomer, though many people OTHER than low and middle class residents will be affected. The economic impact will be demographically all inclusive.

Sue

2:23 pm on Thursday, February 21, 2013

Exactly! "...persuade federal representatives to fight these changes with vigor." Why should NJ have to bail out FEMA's Katrina debt and support its huge bureaucracy? Because of the misguided 2012 Biggert-Water Act. That's why you'll face $30,000-per-year insurance premiums! More info at Facebook.com/StopFemaNow.

Important meeting this Sat., Feb. 23rd, 3-4 PM at 708 Fischer Blvd. (Belly Busters Restaurant), Toms River. No matter where your shore property is located, FEMA has forced its value to drop significantly, due to its astronomically expensive plans. Bring a friend to the meeting. Let's get FEMA off our backs and out of our bank accounts. "Stop FEMA Now."

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anonymous

2:47 pm on Thursday, February 21, 2013

Here are the insurance rate tables. Not sure why this has not been published many times or given to me by the insurance agent. It took a bit of searching to find.

http://www.nfipiservice.com/Stakeholder/pdf/bulletin/w-12028.pdf

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John Q

5:10 pm on Thursday, February 21, 2013

WOW hard to read if anybody could interpert for me I would love to know what a rate would be for a house in a A Zone 2 feet above BFE for the max of 250,000 building and 100,000 of contents as I had before.

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foggyworld

11:31 pm on Thursday, February 21, 2013

It's almost impossible to get facts out of any of the players. I tried to buy the updated version of Fema's building codes and they haven't updated it yet so I passed on the obsolete version they are selling for something like $75.00

Thank you for your tables and let's just pray they are right because that in itself would be a first. As to the numbers on it, they say to me, Move On.

foggyworld

10:51 pm on Thursday, February 21, 2013

Who is this man kidding? I live in a hurricane prevention built house on the western side of Barnegat Bay. It is on 10' pilings just for starters and now Fema wants it to move up to 13'. Governor, taxpayers pay for those grants and I wouldn't dream of asking them to raise this house that I lived in through the storm and saw stay bone dry just to go along to get along.

You abdicated your responsibility to Fema which has no current data about my home and I am not about to pay $2500 in monthly flood insurance when I see my neighbors get zilch out of it for what they suffered.

Governor you are running for another office and to clear you desk you just dumped all of the people on your beloved shore and no one but no one trusts a word you say. Those pollsters sure didn't call anyone involved in the Sandy mess that gets worse by the day. Thanks a whole bunch for pushing the middle class right out of NJ never mind the shores of 10' deep Barnegat Bay.

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Eleanor

5:48 am on Friday, February 22, 2013

Dont wait for the money? Start paying to rebuild now and hope to be reimbursed? Sorry, Governor, like they said in that movie, 'Show me the MONEY!'

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Its over!

6:16 am on Friday, February 22, 2013

No one should have to raise their home. This is nothing but a money grab that was stated many times before. Build the barrier islands and dunes properly, this breach would not have occurred to begin with.

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John Q

6:24 am on Friday, February 22, 2013

I'll ask again if anybody can help I do not see $25,000 rates in the link above The link might be wrong or I am not reading right just a regular house with 250000 of coverage and 100000 contents can anybody give rate for 2 ft above BFE Thanks

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OrtleyLarry

8:09 am on Friday, February 22, 2013

Hey Gov: find a way to get the dunes fixed in areas of private beaches! conflicting information so the gov says ignore it & pour money? Rebuild at same height now and elevate later and hope no storm hits between gaps in dunes? elevate now and hope you will get paid for completed work? 2nd homes only qualify for funds funds from HMG that first the county and city are spending furiously? Flood rate map grids no one can read? if you have $ to elevate now go do as the Gov says. it seems to make more sense to 1 wait for the dunes to be fixed at private beaches; 2: renovate existing structure and make the most of it hoping no major storm comes and wipes dunes away again; then 3: in another 2 years when the flood maps are finalized take out a big loan and rebuild 4 feet above BFE to get least expensive rates, then 4: sell the house because we can no longer afford the large mortgage and flood insurance rates and are too old to climb the tall stairs to get into the house so sell to some fat cat who can buy it for cash so they do not have to pay the flood insurance; then 5: drive down every couple of years to see how well all of the small businesses and the boardwalks are surviving now that only the very wealthy own the remaining houses. yeah its confusing as can be, this is the best sense I can make of it: Governor focus on getting the dunes fixed so that at least we can enjoy the last few years before only FEMA executives and high ranking politicians can afford to be here.

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proud

9:17 am on Friday, February 22, 2013

@ Qrtley Larry, I understand completely what you are sayingand agree by and large. What I can't seem to fathom is why a secondary house at the at the same BFE of the primary residence next door pays a higher rate for flood insurance, but receives less preferential treatment in the so-called "rebuilding" process. And, that is just one of the flaws in the legislation that is using flood insurance increases to bail out the NFIP. Why don't we just call it what it is--a shakedown

www.stopfema.now

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Elaine

10:43 am on Friday, February 22, 2013

ask the guy you voted for Frankie
and while your at it ask him about the NO BID Contract him and Happy doled out
ask them if the republicon Super pac got 200 or 300

butch cassidy

10:09 am on Friday, February 22, 2013

ok i will raise my home even tho only crawl space and garage damage..but i better get that grant you say i can get governor or there is no way i can afford to do it..please dont turn out like my apps to fema which were all turned down,,i was told to get loans at the bank uh i dont want a loan at age 62

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propertywatcher

12:03 pm on Friday, February 22, 2013

I'm with Duffer (regarding raising my house) but I would add one more requirement to my list. Actually, I think it would be number 1. When OC raises City Hall, the Firehouses, Police Station and Public Schools and all other municipal/public property is raised. Until then, sit back and enjoy the summer breezes coming our way :-).

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foggyworld

5:14 pm on Friday, February 22, 2013

I have no idea what the grounds for impeachment are for the Governor but the more I see this article, the more I realize that his advice to just go ahead and build if taken seriously, would financially ruin possibly hundreds if not thousand of families. This remark of his is beyond irresponsible and I am concerned that in his rush to put a happy face on a very dismal situation that he contributed to heavily, that he has crossed a serious line.

I can't imagine any serious financial planner saying what our lawyer Governor is. To put any money at risk without knowing exactly how high pilings have to be, what the specific insurance ramifications will be for those who suffered relatively little damage, and to know if his property tax cap is still going to be in place, is to be downright foolish. You can go ahead, he says, and neglects to mention the obscene insurance premiums and taxes people with heads for math would demand to know right up front.

And this "Be Patient" stuff is wearing very thin. I don't even know if my neighborhood is going to be permitted to come back or will the rules and recurring new expenses make it a spot that only the One Percenters could even think of moving into.

We need the truth from the Governor, our Mayors, Fema, & insurance companies so that we can take straight information to financial folks who will hopefully attempt to protect us from what seems to be a potential scam that the Governor is leading way too many people into.

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resident

5:36 pm on Friday, February 22, 2013

Thank you foggyworld for defending summer residents. So many people seem to have a grudge against those who own a second home in the area. We pay over $18,000 a year in taxes to Brick as residents of Mantoloking Shores, and our children do not attend school there. We contribute to the local economy in a big way during the summer months. We were able to purchase the second home, but we can't afford to raise our home or pay new exorbitant flood insurance rates either.

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VINCENT BHW

2:16 pm on Wednesday, March 13, 2013

Thanks I thought I was the only person having a hard time with us people that own a shore home.

Jackie

9:59 pm on Friday, February 22, 2013

Wow how am I suppose to believe anything the governor says. He publicly stated at the 100th township meeting in stafford that he was going to make an example of me what insurance companies cannot get away with treating people wrongly and not paying us. He even gave me his card to call which I did spoke to his staff they stated they told me they would call me back they never called. I called and called and called and they avoided speaking to me. Don't believe anything absolutely nothing. He doesn't give a dam about any of us. He stated he is losing sleep worrying about us lol. We are losing sleep not having our homes put together.

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Karen M

9:54 pm on Sunday, February 24, 2013

Supposedly there are strings attached to that grant money. I would not want to have a deed restriction placed upon my property.

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VINCENT BHW

2:14 pm on Wednesday, March 13, 2013

I feel bad for the people that lost there main house at the shore. I have had a property in BHW for 22 years and I am so tired of hearing that all the benefits go to the primary residence. I pay just at much tax money as the person that lives next to me that is full time actually I pay more because I get no rebate and I pump my money into the local community and surrounding areas. I lost my house and my personal items just like the primary residence did. What form of relief does my family get.

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